EMI Calculator
Personal loans / FAQs
In case all details are correct and verified in real-time, disbursal should happen within few hours (up to 6 hours), else it may take few days (1-2 days).
You can repay your loan over a period of 12 to 48 months.
Rate of interest will be 12.3% onwards.
Applicable Government taxes, levies, etc. are over and above Fees &
Charges.
Once you get preapproved loan, you have option to apply for Top-up loan as well.
You can prepay/foreclose the entire loan outstanding any time after paying 12 instalments. Prepayment charges as applicable would be levied on the outstanding loan amount. The exact amount for pre-closure of the loan is available in the Foreclosure Letter issued by the bank. TAT (Turn Around Time) for issuance of a Foreclosure Letter is 15 working Days from the date of request.
Part prepayment is not allowed. The personal loan has to either be prepaid in full or serviced for the contracted tenure.
You pay the loan in equated monthly instalments (EMIs). The loan will be paid through E-Nach for other banks. You can also pay through a standing instruction to debit your IndusInd Bank account with the EMI amount.
The different charges are: Processing fee (up to 3% of the loan amount), GST on Processing fee (as applicable), Stamp duty (as per the applicant’s residence state), Insurance Premium, GST (wherever you opt for).
To obtain the loan, there is absolutely no need to provide any security or collateral.
No guarantor is required for availing the loan.
Basis your PAN and employment details, an in-principle offer will be shown to you. If you need more amount than the offer displayed, you can choose to submit 6 months’ bank statements for us to offer the best amount that you are eligible for.
You can approach us in any of the following ways:
Call us at our 24 hour Customer Care number: 1860 267 7777 / +91 22
44066666
Write to us at reachus@indusind.com
You can approach us in any of the following ways:
Call us at our 24 hour Customer Care number: 1860 267 7777 / +91 22
44066666
Write to us at reachus@indusind.com
You would require Aadhar Card and PAN Card. If your current address doesn’t match your Aadhar Address, you will need additional current address proof (Driving License, Passport, etc.)
You can view the service charges associated with a personal loan by clicking on the link.
You can always resume the journey from where you left off by providing basic details like your Mobile Number. Click here.